www.Annual Credit Report.com is a website articulated by the credit reporting bureaus that is Equifax, Experian and TransUnion. Some companies which are not participating in this website are Innovis, PRBC, ChexSystem. This website have also setup a toll free number and mailing address through which consumer can order a free annual report every twelve months from of the different nationwide credit bureaus.
There are many fraud websites with almost similar names or with some deliberate spelling mistakes which claim to offer free credit reports, free credit scores, free credit monitoring but are not legally Federals. These pseudo websites act tricky and try to sap the consumer by promising free credit reports for once but after the trail you have to pay, they try to gather the personal information and then further misuse it.
Follow any of the steps to get free credit report:
- call the toll-free number
- fill the Annual Credit Report Request Form and mail it to the required mail id
- visit com
You can many as Free credit Report Annual you want at the same time which is generated by the credit bureaus. It may not contain all relevant information relating to your credit score and history. Therefore you should ask for the credit report from bureaus and verify the reviews.
Need to request a copy of credit report:
* Confirmation of loan- By acquiring a Annual Credit Report Free you can assure whether you can apply for loan for a major purchase like luxury car, house or insurance as banks check credit report before approving any credit cards and loans.
* Source of information for credit score- credit score is a three digit number which grades the credit report. Higher the credit score better credit report will be and lower the credit score poor the credit report would be.